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Of many borrowers is unclear about the difference between a home loan and a loan against possessions (LAP). However some folks are familiar with these situations, he could be entirely empty as to what type to determine. To greatly help one another sorts of borrowers, here are the key differences that you ought to be aware of while considering between a home loan and you may LAP.

1. Interest rate

Home loans and you may fund up against functions feature varied interest levels. While the both the funds try protected from the a genuine house assets, their interest costs is comparatively less than most other financing models. You have got a beneficial possibility of delivering a lowered rate of interest for folks who get LAP having fun with industrial real estate such as for example a manufacturer, manufacturing unit, otherwise a workplace.

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