The types of Alerts available may depend on the products that you have with us
• Types of Checks. You can only deposit checks drawn on US financial institutions. All checks must be legible and conform to the technical standards set forth by the Federal Reserve Board, our regulatory agencies or processors. We are not responsible for rejection or delays associated with your deposit that result from poor image quality. You will not use Mobile Deposit to deposit any of the checks set forth below:
o Checks containing alterations which you know or should know to be fraudulent or not authorized by the owner of the account on which it is drawn;
• Limits. We ount of checks that may be deposited using Mobile Deposit. Limits may vary by customer and may change over time. Current deposit limits are available within the Huntington Mobile app. We may reject items in excess of these limits.
• Cut-Off times. Deposits we receive after that time, or on a weekend or federal holiday, will be considered deposited on the next Business Day. Please keep these cut-off times in mind when depositing checks to fund an overdrawn account to qualify for a waiver of an overdraft fee.
• Funds availability. The Funds Availability Policy for your checking account as well as the funds availability requirements of Federal Reserve Board Regulation CC (“Reg CC”) do not apply when you deposit checks through Mobile Deposit.Continue reading