Our Verdict

SoFi is a worthy choice for many borrowers with no hidden fees and generous repayment plans, but may not be for students who want to borrow less than $5,000 or who may anticipate needing to postpone payments for personal reasons.

• Generous repayment plans
• Absolutely no fees
• Beneficial perks like career coaching and networking events

Against

• Minimum $5,000 loan
• Other private lenders likely have better rates
• Relatively stringent credit requirement
• Forbearance and deferment options are unclear
• No co-signer release option

Top Ten Reviews Verdict

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SoFi is a worthy choice for many borrowers with no hidden fees and generous repayment plans, but may not be for students who want to borrow less than $5,000 or who may anticipate needing to postpone payments for personal reasons.

SoFi Student Loans: What you need to know

SoFi is an online personal finance company that provides several types of loans, including personal loans, mortgages, student loans, and student loan refinancing.Continue reading→

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