- The best place for Personal Loans
- Easy to use and 100% free marketplace
- Quick approvals
- Helpful customer service
- Works in all states
Cons
- Some customers think that the maximum loan amount of $10,000 payday loans in Amelia is small
- High origination fee
Customer experience
Well, other than some clients complaining about the maximum loan amount, which is up to $10,000, we didn’t find any other unsatisfactions. That’s the reason why we put those critics in Cons since we couldn’t find any reasonable complaints. The reviews from clients are positive, and they have left pretty high ratings for this lending platform.
Last but not least, we decided to present you with PersonalLoans as one of the best personal loans lending platforms. Why is PersonalLoans one of our choices for the best sites where you can obtain a personal loan? The answer is simple. This online service is one of a kind. While each of the listed lending marketplaces here uses high-security measures and follows strict regulations, PersonalLoans takes customer safety to a whole new level.
The platform is a proud member of the Online Lenders Alliance and promises its clients protection from scams. Each lender connected via PersonalLoans service is obligated to follow strict rules and never to threaten or harass any customer. The network of lenders in collaboration with PersonalLoans operates online so that customers don’t receive countless calls, which often turn out to be scammers. Additionally, using this online method of working, clients are protected from scammers who request money to obtain a loan.
Features
The first great thing about PersonalLoans is the platform easy-to-navigate website. Once you go to the page, everything you need is reachable for your convenience. Even if you don’t visit the platform for a loan, you can easily find helpful educational information on different types of loans and procedures.
Since PersonalLoans has an enormous network of state and third-party lenders, you can apply for a loan up to $35,000. The payback time frame varies between 90 days and 72 months. However, the payback schedule and the annual percentage rate are based on the conditions that you’ll arrange with the lender. Personal loans are a type of installment credit that affects your credit report as well as your credit score.
Apply for a loan
There are three easy steps you have to take in order to obtain a loan via PersonalLoans. In the beginning, the platform will provide you with a straightforward application form, along with helpful instructions on how to fill it. The whole process of applying will not take you much time since you’ll need to write down a few personal details. Afterward, PersonalLoans will send your application to several lenders from their network. The time required for this part of the procedure will surprise you since PersonalLoans collaborates with lenders that provide fast service. This means that you’ll receive multiple offers as soon as possible, sometimes within a few minutes. If you make a deal with a lender and your request gets approved, your loan can be delivered as soon as the next business day.
As we earlier stated, the PersonalLoans marketplace follows high-standard regulations and rules, and they apply to customers too. So, if you want to take a loan through this lending platform, you’ll have to provide evidence of a monthly income and be a US citizen or permanent resident. Also, the platform requires a valid bank account and serves clients who don’t have any recent debts.
Customer service
PersonalLoans platform understands that customers can easily get confused about the steps they have to take. That’s why the website is filled with useful instructions. In addition, you can find different educational articles as well as clearly stated terms and conditions. However, if you prefer to talk to the platform’s representatives, you can, of course, call them on their phone number during workdays. You can send them an email with your questions too.