You agree that your communication services provider is acting as your agent in this capacity

You agree that your communication services provider is acting as your agent in this capacity

° We may send messages to you at any telephone number, e-mail address, mobile device (through our mobile app) or other delivery location (including wireless(mobile/cell phone) numbers) that you give to us or that we have for you or your account using any technology available including, but not limited to, prerecorded/artificial voice messages and/or automatic telephone dialing systems. We will determine in our sole discretion what information we make available through Alerts and Text Banking.

° Alerts and Text Banking may not be encrypted and may include personal or confidential information about you, such as your account activity or status. You agree to protect your communications device that receives information through Alerts or Text Banking and not to let any unauthorized person have access to the information we provide to you.

° Message frequency depends on user preferences and account activity but maybe delayed, undelivered or otherwise impacted by factor(s) pertaining to your Internet service provider(s), phone carriers or other parties and we do not guarantee the delivery of messages or the accuracy of the information contained in the messages.

° You agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys‘ fees) arising from your provision of a phone number, e-mail address, mobile device or other delivery location that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive after your applicable account is closed.

° Alerts and Text Banking are only available to customers who have an eligible account with us. While you must have an eligible account to use these services,once it is activated, if you have other types of accounts with us, you may have access to those other accounts as well.

For more information, refer to our Voice Credit Card Terms and Conditions, the Deposit Account Agreement for your account type or call 800-480-2265

° There is no separate service fee for Alerts or Text Banking but you are responsible for any and all charges, including, but not limited to, fees otherwise applicable to your account(s) and fees associated with text messaging imposed by your communications service provider. Message and data rates may apply. Such charges may include those from your communications service provider.

° TO CANCEL TEXT ALERTS OR TEXT BANKING SEND STOP TO 446622 AT ANYTIME. In response to your STOP message, you agree and consent that we or a third party acting on our behalf may send you a message confirming that you have elected to cancel. For help or information on these products, send HELP to446622. You will never receive a message from us that asks you to send us any sensitive personal or financial information such as your social security number or your account number. If you ever receive such a request for sensitive personal or financial information, do not respond to the message and call us at1-877-932-2265 to report the incident. For additional assistance, contact customer service at 1-877-932-2265.

° Push notifications can be stopped by following the prompts within our mobile app or through the settings of your mobile device.

Huntington provides Confirm It fraud alerts that automatically notify you of suspicious activity on your credit and/or debit card accounts via text, email and/or automated phone call

° Huntington Confirm It. You will not be charged for Confirm It texts. Message frequency varies and depends on card use. Mobile carriers are not liable for delayed or undelivered messages.

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