Fast Quid would be the worst. We received an extremely generic rejection page, it mention none of my problems.
Fast Quid won’t cope with any loans which can be more than 6years either. I happened to be quoted the OFT reckless financing directions that was posted this year. That isn’t provided for clients just loan providers and just how would i am aware also the best place to look. My adjudicator wouldn’t deal with them either. I’m perhaps maybe maybe not certain exactly what else I’m able to state. We stated the very first I could’ve reasonable understood had been back Feb whenever Wonga had written down my loan and sometimes even Aug 2014 if the FOS published their report into Payday financing. I’m perhaps perhaps not certain what else I’m able to do any a few ideas?
Sara (Financial Obligation Camel) says
If you will find a complete large amount of loans which are over 6 Montana payday loans direct lenders yrs old, you can settle the remainder of one’s plaint and request the plaint about these to attend an Ombudsman.
Many Many Thanks Sara, I’ll do this. We thought to them that We possessed a CCJ on an online payday loan in 2012 that We settled in 2014. If We knew that We had cause to plain clearly I would personally’ve done before We settled it. It had been a clear instance of the unaffordable loan when I took it away and I also had over 18 loans already. The Adjudicator hasn’t e back once again to me personally yet therefore will need to wait to see just what she states. Many Many Many Thanks once more x
QQ have already been excellent with my situation. We owed just below 2000 since 2012 had extended my loans several times. I happened to be chased as usual by DCA but I happened to be in a IVA that they must have understood once I took away that loan. Anyway we asked when it comes to loan to be written down and after about a few months had a message stating Thank you for contacting Quick Quid today. Its our highest concern to solve any customer problems as quickly as you can. We now have waived the total amount of 1988.0 and loan 3561221 is deleted from your own credit report.
I became satisfied with this oute and I also would not also plete their questionnaire so hope thus giving aspire to other people. Sarah this website was great, many thanks,
We took down 51 loans with fast fast from 2010 – 2014 I kept rolling them over spend 200 simply in interest per thirty days in some instances. We utilized the template on this website to help make the initial enquiry, the original response didn’t even acknowledge my request verification of the many interest that I’d compensated as a whole. IMO taking that numerous loans revealed that I became in a few sorts of monetary trouble. These individuals are rip down merchants. At just exactly what stage should we contact the Financial Ombudsman ? This web site is excellent really helpful. Many Many Thanks
Are QuickQuid upping their game? I experienced an answer within 5 trading days with my account statements….. fired down the next page today, maybe maybe maybe perhaps not being hopeful of a resolution that is quick simply very happy to get any such thing straight right back they could. I became only mindful these refunds had been place that is taking final friday I experienced a deposit during my bank from вЂInstant Cash Loans’ After cancelling my card and getting in a bit of a frenzy thinking somebody had taken that loan call at my title and didnt need to get struck with stupid interest quantities i came across this website and contacted PDUK and Payday Express.
They’d delivered communication to my address that is old saying had been the main refund task. Over 27 loans between your 2 regarding the panies they’d credit my account with 1288.00
They said it absolutely was for misselling in 2012/2013… my records only closed using them in 2015.
I’ve asked for a duplicate for the page become delivered to my address that is new and yet to get this.
I’ve checked my records as well as the interest We paid ended up being way real way way greater! I experienced running loans between your 2 panies at the exact same time, constantly for 30 days terms but one loan rolled over paying 275 interest every month for 10 months as the sis site let keep taking loans away! clearly they might view it would be to spend the other one off??
Therefore anyhow, my real question is can I claim more from PDUK/Payday Express?
We never ever acknowledged the page or seen their calculations etc but I pursue this further if I felt there was more to be looked into can?
I’ve got the ball rolling with QQ now and Wonga are yet to respond, a week in to the 8 i’m perhaps maybe perhaps maybe not stressing I said, anything is a bonus I wasnt expecting about it as.
I’m maybe perhaps perhaps not planning to lie, seeing my credit history and seeking at old bank statements has kept me personally emotionally natural. Whenever you pay them all down it’s just like the biggest weight lifted off your neck but once you understand exactly what place I happened to be in isnt hard to flash returning to. My moms and dads bailed me personally away from them and I was left by it thoroughly disgusted in myself. I was made by them guarantee to e in their mind if we ever required cash.
Make use of your paybacks sensibly dudes and girls.
We paid my moms and dads straight straight straight right back every thing they loaned me personally in a portion of enough time i could back have paid these nevertheless now i’m planning to treat them to any occasion with all the interest they virtually paid.
Many thanks ahead of time for almost any advice 🙂
Sara (Financial Obligation Camel) says
QQ will always be one of many better loan providers about providing a summary of loans. You’ll probably find UK that is payday more difficult!
Yes you are able to claim right right back more from Payday British / Express. The refunds had been for many reasons that are limied your other loans may well have now been unaffordable. think about it as having had a little bit of your affordability claim fond of you ahead of time,
This site has aided me therefore much – many thanks. We wasn’t also mindful i possibly could submit an application for pensation. I’d applied for 43 loans during 2009-2014 as well as the full time really was struggling to settle them being truly a solitary moms and dad. We sent QQ a contact yesterday night and received an answer by 9.30am. I’ve since responded in to the questionnaire saying that i really do not need this information (from suggestions about this website) and claimed i’ll offer if necessary. I will be now waiting for their reaction. We shall help keep you all informed.
I needed to upgrade individuals about QQ who possess provided to waiver my stability of slightly below 2000 without my supplying a failure of my ine etc during the time. I did so have proof that revealed they ignored my payment problems and and rolled over my loans quantity of that time period. If We acept this offer they state it requires away my legal rights to go on it further by simply making a claim. Any advice appreciated. I became in a IVA during the time. Wageday advance have answered straight right right back refusing to uphold my plaint made against them for the financial obligation now at 495 being managed by MMF. I’ve responded saying We will go on it into the FOS. Anybody had transactions with WAGEDAY ADVANCE? this website happens to be fantastic many thanks Sarah.
Sara (Financial Obligation Camel) says
QQ – the current stability – ended up being this for starters loan? how big ended up being this loan? You can see clearly how much of their offer to waive 2k is actually just removing interest and how much is refunding you interest from previous loans when you know that. Perhaps you have added up how much interest you paid regarding the past loans that have been paid back in complete?